Before going to Europe on business, a man drove his Rolls-Royce to a
downtown New York City bank and went in to ask for an immediate loan
The loan officer, taken aback, requested collateral. "Well, then, here
are the keys to my Rolls-Royce," the man said. The loan officer
promptly had the car driven into the bank's underground parking garage
for safe keeping, and gave him $5,000.
Two weeks later, the man walked through the bank's doors, asked to
settle up his loan and get his car back. "That will be $5,000 in
principal, and $15.40 in interest," the loan officer said.
The man wrote out a check and started to walk away.
"Wait sir," the loan officer said, "while you were gone, I found out
you are a multi-millionaire. Why in the world would you need to
The man smiled. "Where else could I park my Rolls-Royce in Manhattan
for two weeks and pay only $15.40?"